{"id":66231,"date":"2025-11-02T01:00:00","date_gmt":"2025-11-02T07:00:00","guid":{"rendered":"https:\/\/www.elchapucero.com\/?p=66231"},"modified":"2025-10-31T13:15:53","modified_gmt":"2025-10-31T19:15:53","slug":"credito-al-consumo-crece-9-1-en-septiembre-bdm","status":"publish","type":"post","link":"https:\/\/www.elchapucero.com\/portal\/noticias\/economia\/credito-al-consumo-crece-9-1-en-septiembre-bdm\/","title":{"rendered":"Cr\u00e9dito al consumo crece 9.1% en septiembre: BdM."},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El Banco de M\u00e9xico report\u00f3 un incremento anual real del 9.1% en el cr\u00e9dito al consumo en septiembre, alcanzando 1.48 billones de pesos. Este avance, el mayor desde marzo de 2023, refleja recuperaci\u00f3n del gasto familiar en un entorno de inflaci\u00f3n controlada al 4.6% y tasa de referencia en 10%.La cartera de tarjetas de cr\u00e9dito lider\u00f3 con +11.2% (nominal 680 mil mdp), impulsada por meses sin intereses y promociones digitales. Pr\u00e9stamos personales crecieron 7.8%, mientras n\u00f3mina +6.5%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bancos como BBVA y Citibanamex captaron 62% del flujo neto, con morosidad estable en 3.2%.El BdM atribuye el dinamismo a salarios reales +4.1% y desempleo en 2.7%. Sin embargo, advierte riesgos por endeudamiento familiar al 42% del ingreso disponible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Econ\u00f3micamente, el impulso crediticio suma 0.4 pp al consumo privado (70% PIB) y proyecta PIB 2.3% en 2025. Analistas recomiendan vigilancia para evitar burbujas, con reservas de capital bancario en 16.8%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Banco de M\u00e9xico report\u00f3 un incremento anual real del 9.1% en el cr\u00e9dito al consumo en septiembre, alcanzando 1.48 billones de pesos. Este avance, el mayor desde marzo de 2023, refleja recuperaci\u00f3n del gasto familiar en un entorno de inflaci\u00f3n controlada al 4.6% y tasa de referencia en 10%.La cartera de tarjetas de cr\u00e9dito [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":66232,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[2],"tags":[4402,17,390,461],"class_list":["post-66231","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economia","tag-banco-de-mexico","tag-economia","tag-mexico-3","tag-pib"],"_links":{"self":[{"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/posts\/66231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/comments?post=66231"}],"version-history":[{"count":1,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/posts\/66231\/revisions"}],"predecessor-version":[{"id":66233,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/posts\/66231\/revisions\/66233"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/media\/66232"}],"wp:attachment":[{"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/media?parent=66231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/categories?post=66231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.elchapucero.com\/portal\/wp-json\/wp\/v2\/tags?post=66231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}